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Peter Frinton's avatar

I found a dream property in March 1972 on Bowen Island, a then sixty year old homestead, and moved there 2 months later, the day I graduated university. Rent was $80/month. Electricity and water gravity fed from a spring were intermittent. The roof leaked, and insulation was 1912 newspapers in the attic. The appeal of Bowen at the time was that it was the closest place I knew that was away from the world. My income of $217/month - a ’stipend’ as a caretaker working for an alternative school was actually sufficient; kids from the school came out on weekends, their teachers bringing way too much food. I did not pay the rent, and repairs were non-existent.

A few years later, my partner and I bought the 10 acre old homestead and built a new house over a two year period late 70s, at a projected cost of $50,000 that somehow doubled, and 40 years later, we still live with unfinished floors.

Of course, being short on cash and initially not qualifying for a mortgage meant that things were done on the cheap. A friend and I fashioned skylights out of acrylic ’sandwiches’ which themselves leaked pretty much from the outset. So in some ways the new house supplanted the old, but did not address all of its problems. Now that house is middle aged, the property assessed at $1.3 million, but our combined incomes, in retirement, are not that much more than when the place was built.

Repair and service trade guys on Bowen are notorious vultures. $75/hour for a painter who may work four hours, then go home to smoke dope. At least, at 6’6”, and with a long reach, he could get at places I could not. But the deck rotted out and required full replacement. Even a post holding the corner up had been home-invaded by a colony of wasps who set up in a semi-rotted cavity under the post bottom.

Concrete tile roofs are supposed to last just about forever, but when the Glass Doctor came a few years ago to finally replace the skylights, they noted some deficiencies, and so after various roofers stroked chins and pronounced death and rebuild for $40,000 (more than what we paid for the entire place), I finally got a guy and his 2 helpers to camp out and effect emergency repairs. They would drink all evening and not start until 11 am the next day, but he was quite adept at cutting metal flashing and wielding a glue gun. Miraculously, only $5000 later, the roof was repaired.

Our water comes from a seasonal creek, from which it is pumped to a tank and flows to the house. What with climate change and all, the rainforest here is drying out (Cedars are dying from extended droughts, unheard of in the past). Consequently, our one water storage tank has multiplied to four, and a rudimentary purification system put in.

I forgot to mention that we never did get an occupancy permit way back then, and to sell, we would need to make ‘disclosures’ of any known deficiencies. This has become quite a popular litigation theme. Family buys house in a bidding war, finds all the things wrong with it after moving in, and sues the previous owner, realtor, and municipality- usually successfully.

The municipality owns the 5 acre property adjacent. It used to be part of Crippen Region Park, but Metro Van. sold at as ’surplus land’ 15 years ago, and now the muni. has sent out an REOI (request for expressions of interest) in developing it. They rezoned it for 20 attached units, but have now stated they would consider additional density in exchange for 15% of units being ‘affordable housing’. There are provincial guidelines to building adjacent to Agricultural Land Reserve lands- 100 foot setbacks, swales and vegetation buffers, but these are not hard-and- fast rules, and I have every belief that they would be skirted, or at least abridged. The result will be our ambience will convert from rural to urban in one go.

Now in our seventies, we look at our options. Perversely, ALR lands not only cannot be subdivided, so joining ‘em instead of fighting ‘em is not an option, but upon sale, the land attracts capital gains tax on anything over 1.25 acres. The assessors are in cahoots, and assign about 90% of the value of a property to the land, only 10% to the house. So even though a rebuild of our current house would cost ~ $1,000,000, its value is depreciated, and our net take from any sale would allow us to move into a 1br condo. in North Vancouver, or perhaps a stand alone in Moose Jaw, Saskatchewan.

There is little doubt we slaves to the land, but at least we derive a modicum of enjoyment, some produce harvest, and a certain pride in having built up deep topsoil. We say grace before meals: “For what the squirrels, skunks, rats, jays and ravens have left us, we give thanks”. Recently, though, their collective tithes keep increasing far beyond the traditional 10%

How long that will last, I do not know.

Peter Frinton

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